Understanding your Financial Health Score
Last updated July 16, 2026
The Financial Health Score is a rating from 0 to 100 that reflects the overall financial standing of your business, based on the real data already in your BizOS account. It is available on Apex.
The score draws on things like your invoicing consistency, payment collection, and overall activity in your account. Because it is built from real data rather than a form you fill in, it reflects how your business is actually running rather than how you describe it.
You can find your score from the dashboard or from the Creditworthiness section directly. It updates over time as your business activity changes, so it is worth checking back periodically rather than treating it as a one time number.
A strong score is particularly useful if you are applying for a loan or credit facility, since it gives a lender a fast, objective read on your business. The next article covers how to turn this into a full report you can actually share.